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Joe Fernandez

Chief Strategy Officer

As the founder of TBX, Joe has an impressive 39-year track record in insurance and employee benefits. He is a respected authority in the field and holds esteemed professional designations, including the Chartered Life Underwriter and Registered Health Underwriter, showcasing his commitment to excellence.

Fun Fact: Joe’s passion for aviation is evident through his impressive collection of over 6,500 pilot hours!