[EMPLOYEE_FIRST_NAME], We are sorry to hear about the loss of your loved one. Please know that our thoughts are with you and your family during this difficult time. As you may be aware, you do have the option to make changes to your benefits plan in the event of a life change such as this. When you are ready, feel free to reach out to discuss your options and make any necessary changes to your plan. In the meantime, please do not hesitate to reach out to your supervisor or HR with any questions. Please let us know if there is anything else we can do to support you during this time. Thank you, The [EMPLOYER_NAME] Leadership team