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COBRA Administration Software

COBRA Built for Streamlined Compliance

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Trusted by 14 million+ humans and 26k+ employer groups

COBRA shouldn’t feel like a disruption. With Selerix, it isn’t.

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COBRA can be one of the most sensitive moments in the benefits lifecycle. Coverage is changing, timelines matter, and mistakes carry real consequences — for participants and employers.

Selerix makes COBRA administration simpler and more reliable by combining automated compliance workflows with experienced human oversight. From event detection to premium remittance, our COBRA administration software helps participants continue coverage with confidence — while giving employers certainty that every step is handled correctly and on time.

COBRA Software

COBRA  software that handles the full continuation lifecycle.

COBRA administration software

Manage every COBRA transition with confidence

Selerix delivers COBRA administration services designed to manage the entire continuation lifecycle — from qualifying events through election, payment, and compliance reporting. Automated workflows reduce manual effort, while built-in oversight ensures precision where it matters most.

This isn’t a partial solution or bolt-on tool.  It’s COBRA administration software owned end-to-end by a single accountable team, built to hold up under real-world conditions.

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Automated compliance

Detect and initiate COBRA events automatically

Missed or delayed COBRA events are one of any employer’s biggest sources of compliance risk. Selerix automatically detects COBRA-qualifying events directly from eligibility and status changes already flowing through your benefits administration system, and initiates the continuation process without relying on manual steps or spreadsheets.

That means fewer gaps, faster action, and less exposure when timelines are tight.

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COBRA COMPLIANCE SERVICES

Generate, send, and track required notices

Selerix generates all required COBRA notices, manages delivery, and tracks completion to create a clear, auditable record for every participant and event — maintained continuously, not reconstructed after the fact.

Implement automated, worry-free COBRA compliance with Selerix.

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Participant experience

Make continuation simple for participants

COBRA elections shouldn’t be confusing or burdensome. Selerix provides a clear, participant-friendly election and payment experience — making it easy to understand coverage options, costs, and next steps.

A simpler experience for participants means fewer questions and fewer downstream issues for employers.

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COBRA management solutions

Handle premiums without manual tracking

Selerix manages premium collection and remittance with accuracy and consistency — reducing errors tied to manual tracking, delayed payments, or misapplied funds.

Premium handling keeps COBRA hands-off, visible, and dependable.

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Compliance visibility

See compliance status — and defend it

Dashboards and reporting give employers and brokers visibility into COBRA activity and compliance status before issues surface — so they’re available when questions or audits arise. Records are maintained throughout the lifecycle, supporting audits and inquiries without last-minute scrambling.

This is compliance you can actually see, not just hope is working.

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Use Cases

Where Selerix COBRA makes the difference

COBRA administration requires precision not just during termination, but across every transition that follows. Selerix is built to handle the moments where COBRA is most likely to break down — protecting participants while reducing compliance risk.

When qualifying events can’t be missed

COBRA compliance often fails at the very first step. Missed or late event detection creates downstream risk that’s hard to unwind. Selerix automatically detects COBRA-qualifying events and initiates workflows on time and integrated into the benefits lifecycle — reducing dependence on manual tracking and human memory.

When notice timelines must be defensible

COBRA notices must be sent, on time, and correctly documented. Selerix oversees generation, delivery, and tracking of all required notices, creating a clear compliance record that stands up to audits and inquiries.

When participants are already under stress

Continuation coverage decisions often follow job loss or reduced hours. Selerix simplifies the election and payment experience so participants can understand their options and act without confusion — reducing questions, errors, and frustration during an already difficult transition.

When premium handling can’t afford mistakes

Manual premium tracking introduces risk: misapplied payments, delayed remittance, and reconciliation issues. Selerix manages premium collection and remittance as part of an integrated COBRA process, keeping payments accurate, timely, and transparent.

When compliance needs to be visible— not assumed

COBRA risk doesn’t end once notices go out. Selerix maintains dashboards, reporting, and records across the full benefits lifecycle, giving employers and brokers real-time visibility and audit-ready documentation when it matters most.

Frequently Asked Questions 

Does Selerix automatically detect COBRA-qualifying events?

Yes. Selerix COBRA administration software automatically detects COBRA-qualifying events based on eligibility and status changes within BenSelect and connected systems. This removes reliance on manual tracking, spreadsheets, or delayed notifications — one of the most common causes of COBRA compliance failures.

Once a qualifying event is detected, Selerix initiates the appropriate COBRA workflow immediately, helping employers and brokers meet required timelines while reducing the risk of missed or late notices.

Can Selerix manage the full COBRA lifecycle – from notices to premium remittance?

Yes. Selerix provides end-to-end COBRA administration services that manage the full continuation lifecycle. That includes event detection, notice generation and delivery, participant elections, ongoing premium collection, remittance to carriers, and compliance reporting.

Rather than stitching together multiple vendors or partial tools, Selerix delivers a unified COBRA management solution designed to work consistently from the moment coverage changes through the final month of continuation.

Do you generate, mail, and track all required COBRA notices?

Yes. Selerix handles all required COBRA notices as part of its COBRA compliance services — including generation, delivery, and tracking. Notices can be mailed and documented automatically, creating a clear, audit-ready record for each participant and event.

This ensures notice obligations are not only fulfilled, but also defensible if questions, disputes, or audits arise later.

How does Selerix help employers stay compliant with changing COBRA regulations?

Selerix combines automated workflows with experienced compliance oversight to help employers stay aligned with evolving requirements.

Our COBRA management solutions include ongoing monitoring, reporting, and record retention — so compliance is maintained continuously, not just checked at isolated moments. When regulations or requirements change, updates are reflected in the system and supported by human review, reducing the risk of gaps or outdated processes.

Can Selerix support plan changes or open enrollment for COBRA participants?

Yes. Selerix supports plan and rate changes for COBRA participants, including open enrollment periods that apply to continuation coverage. Participants receive clear communication and a consistent experience when plans or costs change, without requiring manual intervention from HR teams or brokers.

This ensures COBRA participants remain aligned with active plan offerings while maintaining compliance and accuracy.

How does Selerix protect sensitive participant and benefits data?

Selerix operates with a security-first posture across all benefits and compliance solutions. Our COBRA administration software is built to protect sensitive participant data through secure system architecture, controlled access, and audited processes.

Selerix has completed its SOC 2 audit and maintains a Trust Center to make security practices and controls transparent. For employers, that means COBRA administration services you can rely on to protect personal, financial, and benefits data at scale.

How does Selerix reduce COBRA complexity without shifting work back to HR teams?

Selerix is designed to carry COBRA complexity inside the system — not in spreadsheets, email chains, or workarounds. Automated detection, notice workflows, payment handling, and reporting absorb the operational burden that typically falls on HR teams.

Combined with experienced human oversight, Selerix delivers COBRA management solutions owned by a consistent, tenured team — so employers aren’t pulled back in to fix issues after the fact.

Ready to manage COBRA with clarity and confidence?

Deliver continuation coverage with precision — without the manual work or compliance anxiety.

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