Back to Basics 2: ACA Reporting & Affordability
In this session
You’ll gain a practical understanding of Forms 1094/1095, along with affordability and safe harbors—helping make ACA compliance more manageable.
We’ll also highlight when tracking is truly necessary versus when it may not be, giving brokers and potential clients a better understanding of the differences and how to approach compliance more strategically.
What You’ll Learn
ACA Reporting Essentials
- What data is required and why it matters
- How eligibility ties into reporting
- Common coding errors on Lines 14 and 16
- Tips to help avoid IRS penalties
Affordability & Safe Harbors
- W-2, Rate of Pay, and FPL safe harbors
- How affordability is determined
- Impact on employee contributions
- Practical strategies for employers





